Finally people are starting to get it!

Here’s another Health Savings Account success article:

Philadelphia warming to high-deductible health plans

Employees like a lower cost option… Lower health insurance premium increases… Employees saving money… This HSA thing might take off after all!

Who are the uninsured?

Why does the most prosperous country in history seem to have a problem covering nearly 50 million citizens with health insurance? Other countries are spending much less than we spend, yet they cover all their citizens. Maybe we should switch to a government ran system like so many other countries. They seem to have better medical outcomes at a lower cost.

According to everything we hear today, the best solution is being worked on in Washington this past week… socialized medicine.

Today we are going to discuss the millions of uninsured Americans. Do we truly have a health care access problem, or is it a priority problem?

Stuart Browning of www.freemarketcure.com has a series of thought provoking videos that seem to reject the Washington wisdom we are being force fed today:

It’s sad that 17 million Americans that are making over $50,000 per year CHOOSE not to purchase health insurance. 18 million “young invincibles” CHOOSE to spend over 4 times as much on alcohol, tobacco, entertainment, and dining out as they spend on health care. Sounds like a priority problem to me!

If Americans knew about the lower cost health insurance plans that cover major medical expenses such as the Health Savings Account (HSA) qualified plans we recommend, they would no longer be uninsured. They would also be eligible for the PPO network discounts for services they receive even before they meet their deductible. Statistics have shown that over 30% of the individuals covered by HSA qualified plans were previously uninsured.

Since so many people are uninsured and are receiving “charity care” it artificially increases the cost of health care.

Obviously Washington is going to attempt to correct this issue. What if they were to require Americans to purchase a basic level of health insurance? How about helping states fund their guaranteed issue plans to make them more affordable and offer better benefits? Then the amount of “charity care” would be reduced tremendously and we could actually see cost reductions for health care. Many of these initiatives were outlined recently by Grace-Marie Turner of the Galen Institute:

Healthcare: What Can Americans and Europeans Learn from Each Other, and What Changes Are Needed?

And would somebody PLEASE explain to me why our tax dollars need to be paying for illegal alien “charity care”!

Scott Borden
www.myHSAguy.com